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Health Numbers
26 cards·by legacy-6008238323531776@noemail.invalid
7 Days
minimum grace period for health policies requiring weekly premium payments
10 Days
Working days after approval in which health policy must be delivered.
10 Days
Free look period for health insurance policies
15 Days
Time insurer has from request receipt to provide claim forms.
20 Days
Maximum time allowed between health policy claim receipt and benefit payment.
20 Days
Minimum required notice of insurer's intent to investigate health policy claim.
20 Days
Time from loss insured must notify insurer of a claim.
30 Days
minimum duration of HMO's open enrollment period (every 18 months). Conversion period for
group health policies.
30 Days
notice agent must give Department after felony conviction. Notice insurer must give
Department of change in appointed contact agent.
30 Days
Free look period for Medicare Supplement and LTC policies. minimum required enrollment
period for new dependents under health policies.
30 Days
Grace period for LTC
31 Dsys
Minimum grace period under health policies requiring premiums less frequently than
monthly.
45 Days
Time required for paying health insurance claims. Required health policy cancellation or
non-renewal notice.
60 Days
Waiting period before a claimant can begin a lawsuit against a health insurance company.
90 Days
Insured must file proof of loss
63 Days
Maximum period between policies before coverage under old policy need not be credited to
exclusion period under new policy.
3 Months
Minimum duration of group health policy coverage before insured is entitled to conversion.
6 Months
Maximum past med history for preexisiting condition exclusion period on group health
policies.
12 Months
Period in which an agent's commissions from controlled business cannot exceed 50%.
24 Months
Maximum preexisting condition exclusion period on individual health policy.
2 Years
Time limit for certain defenses under health insurance policies. Incontestability period
under health insurance policies.
5 Years
Period in which the Office of Insurance must examine HMOs at least once.
5 Years
Period before insurer terminating all individual or group policies may offer such policies
again. Time limit for pursuit of legal action.
18 Months
Minimum frequency of HMO open enrollment periods. Mandatory newborn coverage period for any
covered family member under a health policy.
18 Months
Maximum required continuation period for most group health policies issued to small
employers.
18 Months
Max preexisting condition exclusion period on group health policies for late enrollees.